Mix the dry base: In a jar or bowl, combine rolled oats, chocolate protein powder, cocoa powder, chia seeds, and a pinch of salt. Stir to distribute the powders evenly so there are no clumps later.
Whisk the wet ingredients: In a separate cup, whisk milk, Greek yogurt, vanilla, and your sweetener until smooth.
This makes it easier to blend with the dry mix.
Add the peanut butter: Stir peanut butter into the wet mixture. If it’s stiff, microwave it for 10–15 seconds to loosen. Aim for a smooth, pourable consistency.
Combine and stir well: Pour the wet mixture over the dry ingredients.
Stir thoroughly from the bottom up so the oats and chia are fully coated.
Adjust thickness: If the mixture seems too thick, add a splash more milk. It will firm up as it chills, so slightly loose is ideal at this stage.
Chill: Cover and refrigerate for at least 4 hours, but overnight is best for the creamiest texture.
Morning stir and top: Give it a good stir. Add a few chocolate chips, banana slices, crushed peanuts, or an extra drizzle of peanut butter.
Taste and adjust sweetness if needed.
Serve cold or warm: Enjoy straight from the fridge, or warm gently in the microwave for 30–60 seconds, adding a splash of milk if it gets too thick.